³To learn more about the Bill Pay Guarantee visit mtb.com/billpay However, it would be immediately available for withdrawal.

If the deposit is made during our nightly processing, it will not be available to pay debit items that are processed for payment during that night’s processing. ²The fee for this service is 2% of the total check amount ($2 minimum charge). Zelle® and the Zelle related marks and logos are property of Early Warning Services, LLC. mobile number is already enrolled with Zelle. Transactions typically occur in minutes when the recipient’s email address or U.S.

Call us, using any one of our contact numbers.

View your M&T credit card rewards points and access your rewards account.Add authorized users to your personal and business M&T credit cards.Take charge of your personal M&T debit and credit card with the ability to temporarily lock it, report it lost or stolen, and order a replacement.Pay bills with the confidence of our M&T Bill Pay Guarantee³.Transfer funds between M&T accounts or make M&T loan & credit card payments.Use M&T Flash Funds™ to deposit qualifying checks with immediate availability².Send money with Zelle®¹ to almost anyone with a bank account in the U.S.Get notified with M&T Alerts through text, email, or app notification.Access your accounts with your passcode, fingerprint, or facial recognition on compatible devices.Estimate net worth, view cash flow, centralize finances, categorize transactions, customize budgets, and track spending, for your personal accounts, with M&T Money Smart.See available balances, transactions, credit limits, and check images.Bank quickly and get back to what matters most to you – that’s the idea behind the M&T Mobile Banking App built for both personal and business customers.

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